Does Costco Take Apple Pay?

There are many different places to buy groceries or basic items, and they are competing for your turn. People will choose their shopping location based on proximity or convenient services.

No one has that much time to wait in long queues to make payments nowadays. So carrying cash or cards in a wallet and searching for them is time worth it.

For easier and faster payments, Apple Company introduced Apple Pay. As a result, you can easily use your iPhone to make payments.

Convenience stores that accept the Apple Pay payment method and let you pay at the store are a great choice for those looking to get back on their way home or work quickly.

Costco is a huge company that operates with thousands of locations around the world.

If Costco is your favorite place for shopping, you want to know does Costco take Apple Pay.

In the following post, we tried to simplify all your queries about Costco payment methods.

Does Costco Accept Apple Pay?

Does Costco Take Apple Pay?

Yes, Costco accepts Apple Pay as a form of payment for your purchases. You can use it for in-store and online purchases. 

Customers are not limited to cash and card payment methods anymore. Thousands of merchants, grocers, and service providers accept contactless payments like Apple Pay.

Costco also belongs to this list. In addition to carrying top-quality national and regional brands, Costco is also flexible with its payment system.

Whenever you’re at a Costco store or food court to buy something, you can use your iPhone, iPad, or Apple Watch to pay with Apple Pay.

People are now used to making payments through Apple Pay. So, Costco adopted this technology and accepted it as one of its payment methods.

In addition, debit cards, credit cards, EBT, cash, check, Samsung Pay, Google Pay, etc., are also available at Costco locations.

Note that Costco gas stations do not list Apple Pay as a form of payment. But, if they have an NFC reader, it may accept Apple Pay.

How to Use Apple Pay at Costco Store?

Apple Pay is popular for its simple and fast functioning. So, there is no doubt that using the process of Apple is very easy.

You can use your iPhone, iPad, or Apple Watch to make payments. Before that, you need to set up your device by adding a credit card or debit card, and your device is ready for payment.

Using Apple pay with Touch ID

The first step is to place your finger on the home button to verify your purchase. Then, it will enable Touch ID and recognize your fingerprint to authorize your payment.

Then hold your phone up to the reader until a checkmark indicates payment is complete.

Using Apple Pay with Face ID

Double-click the side button to use your default card. Then, look directly at your iPhone to activate Face ID. It will recognize your face and allow you to pay.

Then hold your phone up to the reader and wait for a checkmark to appear on display.

Using Apple Pay with Apple Watch

To pay with Apple Watch, first, double-click the side button. Then scroll down and select your convenient card.

Next, place your Apple Watch display near the contactless reader. You feel a gentle tap and hear a beep after a while. It means your payment has been made.

Does Costco Take Apple Pay Online?

No, you can’t pay with Apple Pay when shopping online at Costco.

From setup to the payment process, the entire process of Apple Pay is very simple.

Thus, Costco does limit this digital payment system to in-store purchases only. They have not added this to their online shopping.

How to Find If Your Costco Store Have Apple Pay?

As we mentioned earlier, Costco warehouse locations accept Apple Pay as a payment method. But some locations may not allow this, or this option is unavailable for some reason.

So before heading out to your convenient Costco store, make sure to know its payment details.

You can search for it on its website or call customer care to know whether their store has Apple Pay.

For a quick response, use Apple Maps. Within a minute, it will give you accurate information. See the steps for finding it:

  • Search for nearby Costco stores with your Apple Maps on your device.
  • Select the store you want to visit and purchase its products with Apple Pay.
  • Scroll down to the Map and look for the Apple Pay logo.
  • If it has an Apple logo, then it accepts Apple Pay.
  • If the store accepts Apple Pay, you will see- Accepts Apple Pay, and a checkmark will appear beside these words in the ”Useful to Know” section.

What is the Cashback Policy for Using Apple Pay at Costco?

Apple Pay gives us many major benefits in its uses. One of them is getting cash back on every purchase made through the Apple card.

As a Costco customer, you may be curious if Costco has a cashback policy for using Apple Pay. Yes, you can get cashback when you use Apple Pay for your payments.

One can get up to 3% cash back on each transaction. There is no transaction limit for cashback, no matter how often you transact.

Check the Apple website to know the eligibility and terms and conditions of getting cashback through Apple Pay.

What are the Other Costco Payment Methods?

While many people like to use Apple Pay for payment, some of them are still stuck to the old methods. For them, Costco has other payment options too.

You can use the following forms of payment at Costco besides Apple Pay:

  • All Visa Cards
  • The Costco Anywhere Visa Card by Citi
  • Most PIN-based Debit/ATM Cards
  • Costco Shop Cards
  • Cash
  • Personal checks from current Costco Members
  • Business checks from current Costco Business Members
  • Traveler’s checks
  • EBT cards
  • Mobile Payment (Apple Pay, Google Pay, Samsung Pay)

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About Costco

Costco is an American operator of a type of discount store known as a warehouse club or wholesale club, selling bulk merchandise.

It is a membership warehouse club that aims to bring you the best possible quality brand name merchandise at fair prices.

The first Costco store was established in San Diego in 1976, but not under the Costco name. Instead, it was launched as Price Club, which only caters to small businesses.

In 1983, H. Brotman and James D. Senegal opened the first Costco warehouse location in Seattle. It went from zero to billions in sales in less than six years.

In 1993, two mega-retailers, Price Club and Costco, merged with a goal to make Costco the world’s most successful warehouse club. And they did it effortlessly.

Costco is recognized for its leadership, dedication to bringing quality to every part of its business, and great business ethics.

Costco is a large retailer with stores in hundreds of locations worldwide, with its headquarters in Issaquah, Washington, US.

Costco stores usually carry an ever-changing selection of merchandise, including supermarket items and some luxury goods.

Costco offers groceries, candy, appliances, television and media, automotive supplies, tires, toys, hardware, sporting goods, jewelry, watches, cameras, books, housewares, apparel, health and beauty aids, furniture, office supplies, and office equipment.

Costco also owns a food court, gas station, tire service center, pharmacy, an optical department, and hearing aids.

Costco stores remain open with convenient schedules for the benefit of the customers. Most locations are available from 10:00 AM to 8:30 PM on weekdays (Monday to Friday).

Weekend hours are significantly different from regular daytime hours. On Saturday, shops open at 9:30 AM and close at 6:00 PM. On Sunday, shops are available from 10:00 AM to 6:00 PM.

Store hours may differ based on location. Also, there are certain holidays on which Costco keeps its stores closed. So, verify the hours before visiting their stores.

More Costco Guides:


Technology has changed for the good. One of the technology’s great innovations is Apple. It brought changes to the mobile payment system and introduced us to Apple Pay.

The Digital wallet revolution makes transactions easy and secure, making them popular among people. As a result, many companies have incorporated Apple Pay as a payment option.

As a big and worldwide recognized retailer, Costco has a wide variety of payment options. Apple Pay made a place in this list.

Costco allows you to use the very safe, convenient, and secure method of Apple Pay to pay in their stores.

This article summarizes the Costco Wholesale warehouse payment policy. Hope the information answers your question Does Costco take Apple Pay? And help you to an extent.

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