Walmart is one of the biggest retailers in the US, with locations all throughout the nation. It has products with variety of categories, such as groceries, apparel, personal care, and home improvement.
The retail giant also accepts a variety of payment options to make buying quick and easy for their thousands of customers.
But as technology has advanced, more people are choosing to pay without a wallet, and many well-known retailers are now accepting mobile payments.
Perhaps the most popular of these digital payment options is Apple Pay. Therefore, the crucial query is, “Does Walmart take Apple Pay?”
Continue reading to find the answer and know more about Apple Pay and other payment options accepted at Walmart.
Does Walmart Accept Apple Pay?
No, Walmart does not accept Apple Pay as a form of payment, either in-store or online. You cannot use Apple Pay when self-checking out or when meeting the cashier buddy.
Apple Pay applies its linked funds to NFC (near-field communication) technology purchases. But Walmart, unfortunately, does not accept NFC technology.
Walmart also refuses to accept Apple Pay to highlight Walmart Pay, the retailer’s own payment system.
You just scan the QR code that appears at any checkout lane to use Walmart Pay, and then you can continue. It is that simple. A receipt will be received and saved to your Walmart account.
Walmart accepts various payment methods, but the most popular ones include debit cards, PayPal, cheques, cash, and credit cards from MasterCard, Visa, or American Express.
Why Doesn’t Walmart Accept Apple Pay?
The majority of iPhone users in the US—over 55 percent—select Apple Pay as their preferred method of payment. So, it comes as quite a surprise that Walmart restricts the use of such a well-known online wallet.
The question “Why doesn’t Walmart accept Apple Pay?” doesn’t have a definitive answer. But there might be some explanations for Walmart’s refusal to accept Apple Pay.
- No NFC technology
NFC (near-field communication) technology is used by Apple Pay to process payments. It would be challenging to deploy because not all Walmart locations have this technology.
- Processing fees
One of the main reasons Walmart does not accept Apple Pay is the processing cost. Apple says that there is no charge to utilize their technology, but there is a catch.
The charges must be made on their behalf by the card issuer. As a result, based on the card used via a digital wallet, Walmart must pay various processing fees.
- Walmart Pay
Walmart does accept its own digital payment method, Walmart Pay, despite not accepting Apple Pay. Walmart does not accept Apple Pay in order to not compete with its own digital payment system.
The Walmart Pay app enables the retailer to engage with consumers and provide notifications in addition to accepting payments online.
- Marketing benefits
While the average consumer may not think this to be very significant, brand recognition is increased if Walmart can develop new methods for customers to pay and interact with the business.
Using a digital wallet like Walmart Pay is an innovative way to increase brand recognition. The Walmart Pay app is only accessible to Walmart consumers and is a component of the company’s plan to increase client loyalty.
Does Walmart Take Apple Pay Online?
No, Walmart does not accept Apple Pay if you are shopping online and about to check out while paying, in addition to the stores.
However, when shopping online or placing orders from the Walmart website, you can utilize Walmart Pay and other payment options.
What Are the Payment Methods Accepted by Walmart?
As you already know, Walmart does not accept Apple Pay in stores or online, you might want to know what are the payment options the supermarket offers.
The good news is Walmart accepts various forms of payment alternatives to let the shoppers have the best of convenience, even for the iPhone users.
The following forms of payment are accepted at Walmart:
- Cash
- Walmart Pay
- Debit Card
- Credit Card – Visa, MasterCard, Discover, American Express
- Walmart Gift Card
- Chase Pay
- Capital One Walmart credit card
- PayPal
- Affirm- a buy now, pay later service.
- EBT Card
- Venmo
Can You Use Your iPhone To Make Payments at Walmart?
Yes, you can use your iPhone to make payments at Walmart through various options, including Walmart Pay.
To make contactless payments, you can download Walmart to your iPhone and utilize that Walmart Pay wallet. Downloads for Walmart are available for both Android and iOS.
Downloading the application and linking different cards to the wallet will allow users of both types of smartphones to make purchases at any Walmart location.
This makes sure that even if you use Apple Pay as your primary means of payment and have an iPhone, you will still have access to a digital wallet.
What Is Walmart Pay?
Walmart Pay is Apple Pay’s substitute at Walmart. You can add your credit, debit, or gift card using the Walmart mobile app and pay with your phone at checkouts with this contactless payment method.
Walmart Pay is accepted at both traditional and self-checkout registers. The retailer’s mobile app is available for download from the App Store and Google Play. You can use Walmart Pay after logging in.
How to Download the Walmart App to Use Walmart Pay?
Follow these instructions to download the Walmart app if you don’t already have it so you can start using your iPhone to pay at their checkouts:
- On your iPhone, open the Apple App Store (Open Play Store for Android users) and enter “Walmart Pay” into the search field.
- Choose the Walmart Pay App, then start the download.
- Open the app once it has been downloaded, then navigate to the Services screen.
- Click Walmart Pay. Configure Walmart Pay
- If you wish to register a card or cards to use at Walmart, just follow the simple instructions on the screen.
- To pay for your purchases at the register, all you have to do is scan the QR code.
How to Set Up Walmart Pay to Use at Walmart Checkouts?
Walmart Pay is available for free download from the App Store or Google Play and operates on iOS and Android. Here’s how you can set up Walmart Pay to pay at Walmart:
- Open the app after installing Walmart Pay and log in using your Walmart.com account. During the registration procedure, you can create a Walmart.com account if you don’t already have one.
- Walmart Pay will ask you to add a credit or debit card once you have joined up.
- Any significant credit or debit card, such as Visa, Mastercard, Discover, and American Express, can be used. You may also use a Walmart store-branded credit card, such as the Sam’s Club Mastercard or the Walmart Credit Card.
- You are now prepared to use Walmart Pay after adding a card.
How to Use Walmart Pay?
Payment methods such as Apple Pay and Walmart Pay allow you to make purchases with just the click of a button. Since Walmart does not accept Apple Pay, you can do the job pretty well with Walmart Pay.
To use Walmart Pay for Walmart online shopping:
- Open the Walmart app after downloading it.
- Choose “Services” from the features list.
- Toggle “Walmart Pay”
- Select “Get started”
- Create an account on Walmart.com or sign in.
- choose your credit or debit card.
- Agree to the terms and conditions.
- Go to Walmart Pay by selecting it.
- Generate a passcode.
- Use Walmart Pay at the register.
To use Walmart Pay in a Walmart store:
- Visit a manned checkout lane or any self-checkout station to scan your purchases.
- The debit reader’s screen will show a distinctive QR code.
- Activate the Walmart Pay app.
- Type in your four-digit pin.
- Once a sound or message notifies you that your transaction was successful, hold your phone over the QR code on the screen.
“Scan & go” feature might speed up checkout times even more if you have Walmart Plus. If you utilize Walmart Pay, however, paper receipts are not provided.
As a result, you will receive an electronic receipt for your purchase at the email address you supplied when setting up your account. Additionally, since there is no chance of losing your receipt, this makes the return process simple.
How Secure Is Walmart Pay?
Every day, Walmart makes sure that millions of customers trust and rely on Walmart Pay. This payment process is straightforward to use and does not rely on near-field communication (NFC).
The QR code is scanned using the PIN pads already present at the checkouts, which then sends a message to the Walmart server authorizing the purchase. However, no financial data is shared in this scan.
Additionally, Walmart Pay only accepts credit cards with CVV codes. No card information is sent to the merchant; all stored payment methods are checked. Every piece of data is SSL secured.
What Are the Advantages of Using Walmart Pay?
If you use Apple Pay, you might be curious about the benefits of Walmart Pay. The following are some benefits of using Walmart Pay.
- Safe Payment Transactions
Digital wallets boost security because no physical touch is necessary to utilize them. Nothing that a hacker or burglar may install on a credit card terminal will allow them to take data from a digital wallet.
That’s because using Walmart Pay never requires you to swipe a card. Instead, you simply scan a QR code. There is only one usage for that QR code.
- Sanitary
A lot of clients are interested in cleaner ways to make payments. That is accomplished through contactless payment systems like Walmart Pay.
It fully eliminates the need to swipe a card, enter a PIN, or touch a screen. This greatly improves the cleanliness of the checkout process.
- No More Forgotten Cards
When the cashier tells you that your card isn’t working, it’s embarrassing. Walmart Pay and other digital wallets help to solve this issue.
Most people always have their phones with them. It is also simple to switch to a different card or method of payment. You can utilize several cards without carrying them with you.
- Fast and Convenient
Because you don’t have to wait for a card to complete or for someone to enter their PIN into the reader, using Walmart Pay is much quicker.
After paying with cash, you don’t have to wait for anyone to give you your change. Instead, all that is required of the user is to scan a QR code.
What Are the Disadvantages of Walmart Pay?
Despite being a fantastic alternative to Apple Pay, Walmart Pay has a few drawbacks. Listed below are a few disadvantages of Walmart Pay:
- Paper Coupons
Despite having its own digital coupon system, Scan & Go, Walmart still lacks a mechanism to combine paper coupons with Walmart Pay.
If you have a paper coupon, you can either provide it to the cashier or scan it yourself at a self-checkout lane.
- Only Works at Walmart Stores
Only Walmart stores can use the Walmart Pay app. It does not function in Walmart’s other stores. For instance, Sam’s Club is an exception.
If you want to make purchases at other Walmart-affiliated stores, you will thus require a different digital wallet.
- Collects Information
Walmart is able to gather information about your purchases if you use the Walmart Pay app. In some ways, this is advantageous because it enables Walmart to inform you of specific discounts and coupons.
The drawback is that it also uses the data to produce advertisements that are specially tailored to you. You might not like Walmart Pay if you’re wary about a company collecting information about your purchasing habits.
Is There a Way to Use Apple Pay at Walmart?
Apple Pay cannot be used directly at Walmart shops or for online transactions because it is not a payment partner of Walmart.
There is a way to use your Apple Pay app at Walmart, though. With the ibotta app and extension, your Apple Pay app may be used to its full potential.
Ibotta essentially offers you money in the form of cashback rebates for grocery store purchases that you would have made anyhow.
How To Use Apple Pay at Walmart through Ibotta?
As it turns out, Apple Pay is fully compatible with Ibotta and lets you choose to use it as your default payment option while buying at Walmart.
Once Apple Pay is selected as the default payment method, you actually utilize the Ibotta app to make your purchase at Walmart.
To utilize ibotta effectively, you only need to:
- On your phone, install the ibotta app and browser extension.
- Then, decide whether to pay with the ibotta app in-store or the extension on your home computer by choosing the Apple Pay option.
- Basically, you launch the app, enter your purchase total on the Ibotta app’s Walmart page, and then pay with Apple Pay.
- For the cashier to scan the barcode, display it.
Using Apple Pay, you are essentially purchasing an instant Walmart gift card. Along with the cashback your credit card offers, Ibotta also offers cashback.
The key is to utilize Ibotta to pay after linking your Apple Card to Apple Pay. At Walmart, you can get 3–4% back for doing almost nothing.
What Are the Benefits of Using Apple Pay at Walmart?
Apple Pay and other contactless payment methods are popular thanks to native support on the mobile devices. Apple Pay specifically is currently available in over 400 million user’s iOS devices.
Some of its perks include:
- Simplicity
Customers can use Apple Pay to make purchases by just putting their phone close to the scanner. You can accept the purchase using Touch ID and your fingerprint. Your transaction is then completed.
Card numbers and other sensitive information don’t need to be entered because Apple Pay saves everything safely. This indicates that a single tap will complete your transaction.
- Convenience
For individuals who already own an Apple computer, Apple Pay will be a more practical way to conduct business. The buyer’s journey is shortened as a result.
They would also like the quick Apple Pay checkout, which does not require entering any credit card data at all. If they left their wallets at home, that won’t be a problem.
- Security
Recent trends in identity fraud, data breaches, and credit card fraud have made payment security a key concern.
Security is a priority for Apple Pay. It has safeguards built into the software and hardware of compatible devices. Apple Pay also never transmits user information to the recipient or retailer.
- Internet-free connection
To use Apple Pay, you don’t require an internet connection. There are no extra fees for roaming. You can access it even if your phone is in airplane mode.
When you pay in a store using Apple Pay, the transaction is transferred to the terminal and uses the NFC chip.
- Privacy
Apple does not keep track of or save information about its customers’ purchases, identities, or other private details like billing addresses.
You have more privacy as a result. Using device account numbers instead of credit card numbers often increases the privacy of retail purchases.
What Is the Cashback Policy of Using Apple Pay at Walmart?
Although Apple Pay is not a genuine payment option accepted by Walmart, you can still use it through a third-party app like Ibotta and qualify for a standard payback.
However, some businesses also offer a daily cash incentive. For instance, the Apple Store automatically rebates 3% of each transaction to you.
Regardless of where you are making a purchase, using the ibotta app will save you 4 percent and give you instant cash back from Apple.
As a result, if you buy an iPhone using the card, Apple Pay, and ibotta, you will get 7 percent cash back right away. Walmart might not currently be included on the list, but you never know when they will.
How to Find out Which Stores Accept Apple Pay?
Being prepared and looking for a new store is always a good idea because Walmart does not presently support Apple Pay.
To find more merchants that take Apple Pay, all you have to do is open the Apple Maps App and follow a few simple instructions.
Here’s how to do it:
- Launch the Apple Maps app on your iPhone.
- By searching for it, you can locate the shop you wish to visit.
- Tap the proper spot to choose it.
- To learn more about that store, scroll down.
- Under the heading “Useful to Know,” a checkmark and the phrase “Accepts Apple Pay” should appear if the business accepts Apple Pay. You’ll also notice the Apple Pay logo.
Which Stores Accept Apple Pay?
Apple Pay is still a popular contactless payment option even though Walmart is not accepting it. Apple Pay is accepted at many well-known stores, making it simpler to pay with only a tap of the finger.
You can use your debit or credit card in the wallet to make purchases after setting up Apple Pay on your iPhone or Apple Watch.
Other than Walmart, a number of well-known stores, eateries, and coffee shops accept Apple Pay. Here are a number of the more well-known locations:
- American Eagle Outfitters
- Bed Bath & Beyond
- Best Buy
- Chick-fil-A
- Costco
- Crate & Barrel
- Dick’s Sporting Goods
- Dunkin’
- GAP
- Home Depot
- Kohl’s
- Kroger
- Lowe’s
- Macy’s
- McDonald’s
- Office Depot
- PetSmart
- Safeway
- Sam’s Club
- Staples
- Starbucks
- Trader Joe’s
- Walgreens
- Whole Foods
Will Walmart Accept Apple Pay in the Future?
Apple Pay will not be accepted at Walmart soon. It’s safe to assume that Apple Pay won’t be accepted in Walmart as long as Walmart Pay is still in use.
Walmart may decide to move to Apple Pay if the Walmart Pay app ever disappears. It doesn’t seem to be in the cards right now, though.
Additionally, accepting Apple Pay at this time would have a negative impact on Walmart’s income statement’s bottom line.
Due to a binding arrangement with Merchant Customer Exchange (MCX), Walmart will never accept Apple Pay.
Walmart avoids the 2 percent credit card fee that would apply if they started accepting Apple Pay by using MCX’s mobile payment system through Walmart Pay.
Therefore, Walmart is more concerned with the financial consequences than with appealing to customers. Not surprising at all!
What Are the Contactless Payment Options at Walmart?
Despite not accepting Apple Pay as a mode of payment at Walmart, the company does not throw away all contactless payment options available.
Instead, it offers multiple other options to pay while checking out at Walmart, including:
- Walmart Affirm Financing
- PayPal
- EBT SNAP
How to Link Your PayPal Account to the Walmart App?
You can make a purchase with PayPal without disclosing any of your financial information. It is an easy way to pay that is available everywhere.
Additionally, utilizing PayPal at Walmart can increase your chances of receiving points and cash back. These are the procedures to add your PayPal account to the Walmart app:
- Launch the Walmart app, then log in.
- Select Services.
- Click on Walmart Pay.
- In the top-left corner, select the menu icon.
- Activate Payment Methods.
- Select Add an additional payment method.
- Decide on PayPal.
- Tap Login after entering your PayPal login credentials.
- Click “Agree” to proceed.
- The Walmart app will now be connected to your PayPal account. You can pay for your groceries using PayPal and receive cash back.
Also Check: Does Target Take Apple Pay?
Walmart Operating Hours
The majority of Walmart locations are typically open from 6:00 AM to 12:00 AM on weekdays (Monday through Friday).
Additionally, in the majority of locations across the United States, stores are open on weekends (Saturday and Sunday) from 6:00 AM to 11:00 PM.
Even though the opening hours are general for most Walmart locations, they may change depending on the location, an event, or a holiday.
So as to avoid wasting fuel on an unnecessary trip, we strongly advise you to check the common question is Walmart open today in your area before going.
Check the hours of Walmart pharmacy as well to make sure you refill the medicine box before the store shuts.
About Walmart
Walmart is a global retail giant with headquarters in Bentonville, Arkansas, in the United States.
This international business powerhouse runs a huge chain of discount department shops that are focused on giving their patrons the greatest deal possible on a wide range of products.
It contains grocery stores, bargain department stores, and hypermarkets. Recent data indicates that Walmart operates approximately 11,500 Walmart stores across 27 nations, including the United States and Canada.
General items and a full-service grocery make up the bulk of Walmart Supermarket’s inventory. Meat and poultry, baked goods, frozen foods, groceries, dairy products, organic produce, and fresh seafood are all sold at Walmart.
In addition, a lot of Walmart supercenters have optical shops, pet stores, pharmacies, tire and lube services, garden centers, etc.
Conclusion
Apple Pay is not accepted by Walmart stores or online. The business does, however, provide various alternate payment methods like cash, credit, debit, and the Walmart app.
Additionally, Walmart Pay provides the capabilities that you would anticipate from Apple Pay. So long as you’re comfortable using Walmart Pay, there’s nothing stopping you from quick checkouts using your iPhone.
Similar to how Apple Pay operates, Walmart Pay allows you to add debit, credit, or gift cards for contactless payment for quick transactions.
A few independent apps are also available that let you use Apple Pay at Walmart. So, make sure to check out Ibotta if you’re looking for a way to pay with Apple Pay.